Helpful Calculators

Automobile Calculators
Should I lease or purchase an auto?What would my auto payments be?How much vehicle can I afford?Should I upgrade to a more fuel efficient vehicle?Auto loan - Accelerated payoffAuto purchase - Loan versus 0% dealer financing?
Cash Flow Calculators
Should my spouse enter the work force?What is my projected net worth?What is my current net worth?How much am I spending?How much do I need for emergencies?Historical inflation - Compare purchasing powerValue of reducing or foregoing expenses.What is my projected cash flow?What is my current cash flow?How does inflation impact my standard of living?Should I pay down debt or invest more?How long will my money last?
College Calculators
How much should I be saving for college?Will I be able to pay back my student loans?When should I begin saving for childs college?Should I live on campus, off campus or at home?Advantages of a 529 College Savings PlanAdvantages of the Coverdell ESA.What is the value of a college education?What are the payments on a parental (PLUS) loan?
Credit Calculators
Should I pay off debts or invest the money?What is the impact of making extra debt payments?Which is better, cash up front or payments over time?Re-structuring debts for accelerated payoffHow long will it take to pay off my credit card(s)?How long until my loan is paid off?Do I have too much debt?What is the balance owing on my loan?Should I consolidate my personal debt?What would my loan payments be?
Insurance Calculators
What is the future value of an annuity?Which is better, comprehensive plan or high-deductible plan with HSA?How much life insurance do I need?What is my life expectancy?How much disability income insurance do I need?What are the chances of becoming disabled?What are my needs for burial and final expenses?What are the tax advantages of an annuity?How much will I earn in my lifetime?What are my long-term care insurance needs?How long will my current life insurance proceeds last?
Investment Calculators
What is the value of compound interest?What is the value of a call or put option?What is the long-term impact of increased return?What is the dividend yield on a stock?Certificate of deposit (CD) laddering strategyHow should I allocate my assets?Compare taxable vs. tax-free investment returnWhat is the value of a bond?What is the return on my real estate investment?What is my risk tolerance?Taxable vs. tax-advantaged saving comparison.How do expenses impact mutual fund returns?Certificate of deposit (CD) analyzer
Home & Mortgage Calculators
How much can I borrow from my home equity (HELOC)?Should I rent or buy a home?Should I convert to a bi-weekly payment schedule?Compare a no-cost vs. traditional mortgageHow much home can I afford?Should I refinance my home mortgage (breakeven)?Mortgage calculatorComparing mortgage terms (i.e. 15, 20, 30 year)Should I pay discount points for a lower interest rate?Adjustable rate mortgage calculatorWhich is better, fixed or adjustable-rate mortgage?What are the tax savings generated by my mortgage?Compare an interest-only vs. traditional mortgageHow do closing costs impact the interest rate?
Paycheck & Benefits Calculators
How much will my company bonus net after taxes?What may my 401(k) be worth?What is the impact of increasing my 401(k) contribution?What may my 457 Plan be worth?What is the impact of increasing my 457 Plan contribution?Convert my hourly wage to an equivalent salary.Convert my salary to an equivalent hourly wage.How will payroll adjustments affect my take-home pay?Should I exercise my "in-the-money" stock options?What is the future value of my employee stock options?
Qualified Plan Calculators
Net unrealized appreciation (NUA) vs. IRA rollover?I am self-employed, how much can I contribute to a retirement plan?What is the impact of early withdrawal from my 401(k)?What are my Stretch IRA distributions?How much can I contribute to an IRA?How much retirement income can my IRA provide?Should I convert to a Roth IRA?What is my current year required minimum distribution?What is my projected required minimum distributions?How do I maximize my employer 401(k) match?Evaluate my company pension payout optionsWhat will my qualified plan be worth at retirement?What are my lump sum distribution options? What is the impact of borrowing from my 401(k) plan?
Retirement Calculators
Are my current retirement savings sufficient?How does inflation impact my retirement income needs?Social security retirement income estimatorShould I convert discretionary expenses to savings?How much will I need to save for retirement?I am retired, how long will my savings last?When should I begin saving for retirement?How will retirement impact my living expenses?Compare a Roth 401(k) to a Traditional 401(K)How much retirement income may my 401(k) provide?
Saving Calculators
Income generated by a savings plan.How long will it take to double my money?What will my current savings grow to? How much should I save to reach my goal?Save now vs. save laterHow long until my savings reach my goal?Becoming a millionaireWhat is my effective annual yield?How do taxes and inflation impact my return?Calculate rate of return
Taxation Calculators
What is my potential estate tax liability?Federal Income Tax Estimator (Current Year)Should I adjust my payroll withholdings?Will my investment interest be deductible?How much self-employment tax will I pay?How much of my social security benefit may be taxable?Capital gains (and losses) tax estimatorCompare taxable, tax-deferred, and tax-free growthTax freedom dayWhat is my taxable-equivalent yield?Should I itemize or take the standard deduction?What are the tax implications of paying interest?2009 tax refund estimator
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